Gurgaon Real Estate Guides & Glossary
Straight, verified answers to the questions buyers actually ask about Gurgaon property. Stamp duty and registration, RERA, circle rates, carpet vs built-up area, the documents you need and more, in plain language from advisors active in Gurgaon since 1996.
Buying Guide
Ready-to-Move vs Under-Construction Property: Which to Buy?
Ready-to-move wins on certainty and tax: a finished home with an OC or CC carries no GST and you see the exact unit before paying. Under-construction is cheaper upfront but adds 5% GST and delivery risk. In Gurgaon, buy ready in the DLF colonies, under-construction on Dwarka Expressway.
ReadDocuments Required to Buy a Property in Gurgaon
To buy a property in Gurgaon you mainly need the seller's registered title deed and prior chain, a non-encumbrance certificate, the approved plan and occupancy certificate, the HRERA number for under-construction units, and PAN plus ID of both parties for the sale deed and 1% TDS.
ReadCan NRIs Buy Property in Gurgaon? Rules and Process
Yes. NRIs and OCIs can freely buy apartments, builder floors, villas and residential plots in Gurgaon under RBI's general FEMA permission, with no cap on the number. They cannot buy agricultural land, farmhouses or plantations. Payment must route through NRE, NRO or FCNR accounts in rupees.
ReadBest Areas to Buy Property in Gurgaon (2026)
There is no single best area. For ready homes and strong rental demand, buy on Golf Course Road or in the DLF City phases, South City and Sushant Lok. For appreciation, look at Golf Course Extension Road, Dwarka Expressway, Sohna Road and New Gurgaon. Match the area to your goal and budget.
ReadLegal, Charges & Taxes
What is RERA and HRERA in Gurgaon?
RERA is the Real Estate (Regulation and Development) Act, 2016, the central law protecting buyers. HRERA is the Haryana authority that enforces it, and Gurgaon projects and agents fall under its Gurugram bench, which registers projects, enforces timelines and handles buyer complaints.
ReadWhat is the Circle Rate in Gurgaon and How Does It Affect You?
Gurgaon's circle rate (collector rate) is the government-set minimum value at which a property can be registered. You pay stamp duty and registration on the higher of the circle rate or your actual purchase price, and buying well below it can trigger income tax for both buyer and seller.
ReadStamp Duty and Registration Charges in Gurgaon (Haryana)
In Gurugram's urban limits, stamp duty is 7% for men, 5% for women and 6% for joint male-female ownership, charged on the higher of the sale price or the government circle rate. Registration is a slab fee capped at Rs 50,000. Rural rates are 5%, 3% and 4%.
ReadOccupancy Certificate (OC) vs Completion Certificate (CC)
A Completion Certificate (CC) confirms a building was built to its sanctioned plan. An Occupancy Certificate (OC), called the Occupation Certificate in Haryana, certifies it is safe and legal to live in. For a Gurgaon buyer the OC is what matters, so never take possession or register without it.
ReadWhat is an Encumbrance Certificate and Why You Need It
An encumbrance certificate lists every registered transaction on a property, like sales and mortgages, over a set period, showing whether the title is clear and loan-free. In Gurugram you verify it through the deed records on jamabandi.nic.in and the Sub-Registrar, and lenders require it before a home loan.
ReadConveyance Deed vs Sale Deed: Key Differences
A sale deed is one type of conveyance deed, the one used when property is sold for money. Conveyance deed is the broader term for any ownership transfer: sale, gift, exchange, lease, or a builder handing over land and common areas. Every sale deed is a conveyance deed, but not every conveyance deed is a sale deed.
ReadGST on Under-Construction Property in India (2026)
Under-construction homes in India attract 5% GST without input tax credit, or 1% for affordable housing (value up to Rs 45 lakh and carpet area up to 60 sqm in metros like Gurgaon). Ready-to-move flats with a completion or occupancy certificate, resale property and bare plots carry no GST.
ReadHow to Check and Verify a RERA Registration in Gurgaon
Use the official HRERA Gurugram portal, hareraggm.gov.in. Open Search Registered Projects (or Search Registered Agent) and search by project name, promoter, or registration number, then confirm the number, validity date, promoter and sanctioned plans match the seller's claims.
ReadTDS on Property Purchase in India: Rules for Buyers
If you buy property worth Rs 50 lakh or more from a resident seller, you must deduct 1% TDS on the higher of the price or the stamp-duty (circle-rate) value, deposit it via Form 26QB within 30 days, and give the seller Form 16B. Buying from an NRI is different: TDS is much higher under Section 195.
ReadGlossary
Carpet Area vs Built-Up vs Super Area: What's the Difference?
Carpet area is the actual usable floor inside your flat. Built-up area adds wall thickness and balconies. Super area adds a share of lobbies, lifts and amenities. In Haryana, builders must now price and sell on the carpet area basis, so compare the carpet number, not super area.
ReadFreehold vs Leasehold Property: What It Means in Gurgaon
Freehold means you own the land and the building outright and forever. Leasehold means you only hold the right to use it for a fixed term while a lessor keeps the land. In Gurgaon most homes, DLF phases, licensed colonies, builder floors and plots, are freehold, so leasehold is the exception to check for.
ReadWhat is FAR and FSI, and How It Works in Gurgaon
FAR (Floor Area Ratio) and FSI (Floor Space Index) are the same thing: total built-up floor area allowed on a plot divided by the plot area. In Gurgaon, Haryana fixes FAR by plot size, roughly 1.5 to 2.0 on residential plots, which is why most builder floors are stilt plus four floors (S+4).
ReadMaintenance Charges (CAM) in Gurgaon Explained
CAM (Common Area Maintenance) in Gurgaon is a monthly charge for upkeep of shared spaces, usually Rs 2 to 6 per sq ft on super built-up area for mid-range projects and higher for luxury condominiums. Budget for CAM plus a one-time IFMS deposit of about Rs 100 to 200 per sq ft at possession.
Read